Stanlib Cape Town Contact Details

Ask for the total cost in rands and as a percentage, and ask for it in writing. A one percent difference in annual fees compounds into an enormous difference over thirty years, and fees are the one part of an investment outcome that is knowable in advance.

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The fees to ask about

They stack, and each is charged by a different party.

• The fund’s own charge, shown as a total expense ratio, which includes performance fees where they apply.
• The platform or administration fee, if you invest through one.
• Advice fees, initial and ongoing, which are negotiable.
• Ask for the effective annual cost disclosure, which is designed to bring all of these into one comparable figure.

Things worth knowing before you invest

Past performance does not predict future returns, and chasing last year’s best fund is the commonest expensive mistake. Check whether there are penalties for stopping or reducing contributions, since older policies can carry severe ones.

Anyone advising you must be licensed with the FSCA; ask for the FSP number and verify it. Pay only into an account in the registered company’s name, and treat any guaranteed high return as fraud. Complaints go to the FSCA or the National Financial Ombud Scheme, free. Cape Town is on the 021 code. Verified 26 August 2026.