JM Cash Loans trades as JM Cash Loans Credit Solutions (Pty) Ltd and operates from Springbok in the Northern Cape. Its contact details below come from the National Credit Regulator register of credit providers, which is the statutory record rather than a directory listing, so they can be checked independently.
Official contact channels
- Telephone: 027 712 1299
- The NCR register carries a separate fax field for every credit provider. For this company that field is empty, so the number above is the only published line.
The 027 dialling code covers Springbok and Namaqualand, which matches the registered address. A number in a different code presented as this lender is not the one on the register.
What this organisation provides
- Consumer credit, as a registered credit provider under the National Credit Act
- NCR registration number: NCRCP11953
- Company registration number: 2018/569683/07
- Final registration date with the NCR: 4 February 2019
Registration matters practically, not just formally. A registered credit provider is bound by the National Credit Act on affordability assessment, on the maximum interest and fees it may charge, and on how it may collect. An unregistered lender is bound by none of that in practice, and a credit agreement with one can be declared unlawful.
Address and operating information
- 60 Pegma Centrum, Voortrekker Street, Springbok, 8240
- Town of registration: Springbok, Northern Cape
The NCR register also records business premises separately from the registered address, so a lender may operate from more than one branch under the same registration. Use the View Business Premises function on the register entry to see the current list.
Support and escalation routes
- Raise the matter with the lender first on 027 712 1299, and keep the agreement number.
- Check the registration is still live before you escalate. The NCR publishes credit providers in four separate lists: Registered, Voluntary Cancelled, Cancelled by Tribunal, and Registration Lapsed. JM Cash Loans Credit Solutions appears under Registered. Searching NCRCP11953 on the register shows which list it currently sits in.
- Complaints about a credit provider go to the National Credit Regulator: call centre 0860 627 627, reception 011 554 2700, email [email protected]. General enquiries go to [email protected].
- If you cannot afford your repayments, debt counselling is the statutory route and the NCR registers debt counsellors on a separate list from credit providers.
- Matters the NCR refers onward are heard by the National Consumer Tribunal, which is also the body that cancels a credit provider registration.
Sources
- ncr.org.za register of registrants, registered credit providers (full legal name, telephone, empty fax field, NCR registration number, company registration number, final registration date and physical address)
- ncr.org.za contact page (NCR call centre and reception numbers, complaints and enquiries mailboxes)