Mutual & Federal was renamed Old Mutual Insure. It is the same company: same licence, same obligations, same policies. Older documents, debit order references and broker correspondence may still carry the Mutual & Federal name.
The routes below split between direct customers and brokers, and that split matters. If your policy was placed by a broker, the broker’s line is the one that can service it; the direct line services policies sold directly.
Save the emergency assistance number separately from the claims number. Claims are registered during office hours; roadside and home emergencies are not, and the assistance line runs around the clock.
This page covers how to contact Old Mutual Insure in South Africa. The details below were taken from the official Old Mutual Insure contact page rather than from any third-party directory.
ContactDetails.co.za is an independent directory. We are not Old Mutual Insure and cannot act on your behalf. Everything on this page is a routing aid so you reach the right official channel quickly.
Old Mutual Insure contact numbers
These routes were verified against the official Old Mutual Insure contact page on 22 August 2026. Contact numbers do change, so confirm on the official page before relying on one for anything urgent.
| What it is for | Contact |
|---|---|
| Personal and business insurance, direct | 0860 22 55 63 |
| Personal insurance email | [email protected] |
| Business insurance email | [email protected] |
| All claims | 0860 24 7 365 |
| Emergency assistance on the road or at home | 0800 24 7 365 |
| Brokers, personal, commercial and agricultural | 0860 63 73 73 |
| Broker email | [email protected] |
| Complaints, South Africa | 0800 24 7 365 |
| Complaints from outside South Africa | +27 11 374 4880 |
| Tip-offs anonymous hotline | 0800 006 930 |
Mutual & Federal was renamed Old Mutual Insure. Old policy documents and debit order references may still carry the Mutual & Federal name, and they are the same company.
Self-service options before you call
- Check the official site at ominsure.co.za, which carries the current contact details and any online enquiry form.
- Email to [email protected], which gives you a written record of what you asked and when.
- Calling outside peak times. Monday mornings and the hour after 17:00 are usually the worst for South African contact centres.
What to have ready before you call
- A clear one line summary of what you need resolved.
- Your account, order or reference number if you already have one.
- The identity document or account holder details, since most South African providers verify who you are before discussing an account.
- Dates, amounts and any error message exactly as it appeared.
- A pen and paper for the reference number. Ask for one every time, because without it a follow up call starts from nothing.
Short-term insurance: what decides a claim
- Report it fast. Policies impose a reporting window, commonly 30 days, and a late report is one of the most common reasons a genuine claim is rejected. Report first, gather documents after.
- The excess is yours to pay. It is deducted from the settlement or paid before repairs start, and it applies per claim. Knowing the amount before you claim tells you whether claiming is worth it at all.
- Underinsurance reduces every payout, not just large ones. If your contents are insured for half their value, the insurer can pay half of a small claim too. Review the sum insured yearly.
- Tell the insurer when things change. A car that has moved to a different suburb, a driver who has been added, an alarm that has stopped working or a business run from home all affect cover, and not telling them is what voids policies.
- Take photographs and get a case number. For theft, hijacking and accident claims a South African Police Service case number is normally required, and a claim without one stalls.
Ask for the claim number on the first call and use it in every message afterwards. If a claim is rejected, ask for the reason in writing with the clause it relies on, because you need that clause to take the matter to the ombud.
Complaints and escalation
If a first call does not resolve the matter, escalate through the insurer’s internal complaints process first, in writing and with a reference number, and ask for any rejection reason in writing with the clause it relies on. Unresolved insurance complaints go to the National Financial Ombud on 0860 800 900, which absorbed the long-term and short-term insurance ombuds. It is free to consumers. If the complaint is about the advice you were given or how the product was sold, that is the FAIS Ombud on 012 762 5000.
Keep a short written log of each contact: the date, the channel you used, the name of the agent and the reference number. Most insurance complaint processes ask for exactly that history, and having it ready is usually the difference between a fast resolution and starting over.
Avoiding fake Old Mutual Insure contact numbers
Contact details for well known South African brands are a common target for impersonation. Numbers that look official appear in search ads, social media replies and cloned websites, and the person answering is not Old Mutual Insure.
- Reach Old Mutual Insure through the official site at ominsure.co.za rather than through a number in a search advert or a social media reply.
- Old Mutual Insure will never ask you for your full card number, PIN, CVV, online banking password or a one time PIN. Nobody legitimate needs those to help you.
- Treat any caller who creates urgency, asks you to install remote access software, or asks you to move money to a safe account as fraudulent, and end the call.
- If you are unsure whether a call was genuine, hang up and dial the official number yourself rather than calling back a number the caller gave you.
Related contact pages
Frequently asked questions
What is the Old Mutual Insure contact number?
The routes are listed in the table above, with what each one is for. The main route is 0860 22 55 63. Confirm it on ominsure.co.za before relying on it, since numbers are changed from time to time.
How do I know a Old Mutual Insure number is genuine?
Check it against the official site at ominsure.co.za. A number that only appears in a search advert, a social media reply or a third-party directory should not be trusted for anything involving your account, your money or your identity document.
What should I do if nobody resolves my query?
Ask for the complaint reference and the escalation path on your first call, then follow the escalation route described above. Keep the dates, agent names and reference numbers, because every formal complaint process will ask for them.
Can ContactDetails.co.za resolve this for me?
No. We are an independent directory, not Old Mutual Insure, and we have no access to your account. Everything here is a routing aid so that you reach the correct official channel with the right information in hand.
Is there a cost to calling these numbers?
South African 0860 and 0861 numbers are charged at a share-call or standard rate depending on your provider, and 0800 numbers are toll free from a landline. Calls from a mobile are billed at your own operator’s rate, so check your plan if cost matters.
Contact routes on this page were checked against the official Old Mutual Insure source on 22 August 2026. If you find a detail that has changed, the official source is always the authority.