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Official-source based. 100% Free to Use. πŸ‡ΏπŸ‡¦ Focused on South African services. Independent Directory. Updated as sources change.

VCCB is VeriCred Credit Bureau, a registered South African credit bureau based in Potchefstroom. A credit bureau does not decide whether you get credit: it collects and supplies the information that credit providers use to decide, which is why correcting a bureau record matters.

Official contact channels

What this organisation provides

VCCB collects consumer credit information from various sources, analyses it and provides it to credit providers so they can make credit decisions. It issues credit reports to consumers and lets you monitor changes to your credit profile. It states that your credit report is free if you do not request it more than twice in any calendar month. It also runs a dispute process for consumers who find incorrect information on their report.

Address and operating information

The office is at 4 Clark Street, Potchefstroom, 2531. Business hours are Monday to Thursday from 08:00 to 16:30 and Friday from 08:00 to 16:00. VCCB is a registered credit bureau with the National Credit Regulator under registration number NCRCB21, which is the number to quote if you need to confirm its registration. The website publishes contact forms rather than an email address, so use the form or the numbers above.

Support and escalation routes

If information on your report is wrong, log a dispute through the Log A Dispute route on the site and attach a copy of your identity document, proof of residence, details of the dispute and any supporting documents. VCCB investigates within 20 business days, and once an enquiry becomes a formal dispute that counter starts and the credit provider that supplied the information is contacted. If the bureau does not resolve it, credit bureaus are regulated by the National Credit Regulator on 0860 627 627, which is the body to approach about a bureau that does not comply. Credit related complaints can also be taken to the National Financial Ombud on 0860 800 900.

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