Bhuti Cash Loans (Pty) Ltd is a small credit provider based in Frankfort in the Free State. It maintains no website, so the details below come from the National Credit Regulator register of registrants, which is the authoritative record for any lender in South Africa.
Official contact channels
- Telephone: 082 348 8388
- Address: Office 8, Arkade Building 55, cnr JJ Hadebe Street, Frankfort, 9830
- NCR registration number: NCRCP7675
- Company registration number: 2015/226629/07
- Registered with the NCR since November 2015
Quote the NCRCP number when you deal with the business, and check it yourself on the NCR register. Registration status can change: a provider can be voluntarily cancelled, lapsed or cancelled by the Tribunal, and the register shows which of those applies.
What this organisation provides
- Short-term cash loans as a registered credit provider
- Lending governed by the National Credit Act
- Operates from a single office in Frankfort rather than a branch network
- The register records it as currently registered rather than cancelled or lapsed
- No website, online application or call centre is published
Small cash lenders of this kind sit at the expensive end of the credit market, which is precisely why the Act caps what they may charge. Ask for the total cost of credit in rands rather than a monthly rate, because that is the figure you actually repay.
Address and operating information
- Frankfort is in the Mafube Local Municipality, eastern Free State
- Business is done in person at the Arkade Building office
- The published contact is a mobile number rather than a landline
- No trading hours are published on the register
- The register also records the business premises approved for the registration
A registered credit provider may only trade from premises recorded against its registration. If you are asked to conclude a loan somewhere other than a registered office, that is worth questioning.
Support and escalation routes
- Verify the lender on the NCR register before signing; the NCR is on 0860 627 627
- Interest and fees on a small credit agreement are capped by regulation, and a lender charging above the cap is breaking the law
- A lender must do an affordability assessment; credit granted without one may be reckless credit, which a court can set aside
- Never hand over your bank card, PIN or identity document to a lender as security; that practice is unlawful
- Complaints about a credit agreement go to the National Financial Ombud on 0860 800 900
- Complaints about the conduct of a credit provider go to the NCR, which can refer a matter to the National Consumer Tribunal
The card-and-PIN practice is the single most common abuse in the small cash loan trade. Retaining a borrower bank card, PIN or identity document as security is prohibited, and a lender doing it is a matter to report to the NCR rather than to argue about at the counter.
Sources
- National Credit Regulator register of registrants, registered credit providers, ncr.org.za, read 4 September 2026