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A cellphone contract taken in a TFG store is an MTN contract. TFG sells and activates it, but the network agreement, the billing and the cancellation sit with MTN, and MTN says so in its own promotion terms: queries go to the MTN call centre. Which number you need depends on whether the problem is the network or the TFG account it is billed to.

MTN, for the contract itself

Use MTN for anything about the line: airtime and data allocations, network coverage, a SIM swap, a number port, an upgrade, or cancelling at the end of the term. TFG store staff cannot change a network contract.

TFG, for the account

Use TFG when the issue is the statement, the instalment, a debit order, or the credit account the contract was loaded onto. If the device was bought on a TFG account, the device debt and the network subscription can be two separate things on one statement, and only TFG can explain that split.

Which TFG stores sell MTN contracts

Before you sign in store

Ask for the contract documents in writing and check three things on them: the total monthly instalment and what it is made up of, the length of the term, and the early cancellation charge. Under the Consumer Protection Act you may cancel a fixed-term agreement early with twenty business days notice, but you remain liable for a reasonable cancellation penalty and for the outstanding device balance. Ask what that penalty would be before you sign, not after.

If something goes wrong