Good Time Finance Contact Details

No lender called Good Time Finance could be verified in South Africa. The name does not appear on either National Credit Regulator register, no domain by that name resolves, and the only trace of it online is an unattended business directory listing that anyone can create. If someone has given you contact details for Good Time Finance, the checks below matter more than the number itself.

What the checks returned

• The NCR credit provider register returns no match for this name
• The NCR debt counsellor register also returns no match
• Both searches were run alongside a control search for a name that is on the register, which returned a result, so the registers were working and the blank result is real
• No website exists at any obvious domain for the name, so there is no company site to check against

A directory listing is not evidence that a business is licensed. Directory sites accept submissions without verification, and scammers routinely create them so that a search for the name returns something that looks legitimate.

How to test a lender name properly

• Ask for the NCRCP number and the registered company name. Then search the NCR register for the number, not the trading name, because a fake operation often borrows a real company trading style
• Compare the telephone number and physical address on the register entry with what you were given. A genuine registered lender matches. A borrowed registration number will not
• Be suspicious of a lender that only exists on WhatsApp or a social media page, with no registered address
• A registered lender must assess whether you can afford the repayments before lending. An instant approval with no affordability check is a sign the National Credit Act is not being followed

If you have already paid something

The usual pattern is an upfront fee, described as an administration charge, insurance, a clearance fee or a first instalment, requested before any money is advanced. A registered lender deducts its charges from the loan and does not ask you to pay first.

• Tell your bank immediately and ask whether the payment can be recalled. Speed matters more than anything else here
• Report it to the South African Police Service on 10111, or anonymously to Crime Stop on 08 600 10111, and keep the case number
• Report the operation to the National Credit Regulator on 0860 627 627 or complaints@ncr.org.za, so it can act against an unregistered lender
• Do not send further money to recover what you have already paid, which is a common follow-up approach

Sources

• National Credit Regulator registers of credit providers and debt counsellors, searched for this name with a positive control search, both returning no registered match
• National Credit Regulator published contact details, for the complaints call centre and mailbox
• South African Police Service Crime Stop page, for the anonymous tip-off number