Official-source status
Important: Always verify contact details directly on the official Nedbank or MFC website (
mfc.co.zaornedbank.co.za) before making payments, issuing settlement instructions, or submitting sensitive identity documents.
MFC is a division of Nedbank Limited. Before requesting a settlement quote or making a settlement payment, ensure you are using live, verified contact channels. Planning sources and external directory sites do not guarantee that contact details or bank account info remain current. Do not rely on third-party directories or unverified email links, as vehicle finance settlement scams often target vehicle buyers and owners.
Best contact route by issue
Selecting the correct contact method ensures faster processing and prevents delays in receiving your final settlement letter, paid-up letter, or registration documents (Natis):
| Issue / Request Type | Recommended Contact Route | Key Detail / Action |
| Instant Settlement Quotes | Nedbank Money App / Online Banking | Fast self-service quote generation |
| Automated SMS Settlement | Automated SMS Service | SMS S [ID Number] to 31795 |
| General Settlement Enquiries | Service Centre Helpline | Call 0860 879 900 |
| Arrears & Restructuring | Nedbank Collections / Payment Solutions | Call 0801 114 949 |
| Formal Complaints | Written Submission | Email [email protected] |
Customer care and support options
Online
Existing Nedbank and MFC clients can view outstanding balances, request official 7-day settlement figures, and download tax statements directly via the Nedbank Money App or Nedbank Online Banking portal. You can also submit the MFC General Enquiries Form directly on the official MFC website (mfc.co.za/help-centre).
WhatsApp or self-service options
MFC provides verified automated self-service routes for requesting balance and settlement quotes without waiting in call centre queues:
- SMS Quote:Â Send an SMS formatted asÂ
S followed by a space and your 13-digit South African ID number (e.g.,ÂS 8001015000087) to 31795. (Standard rates apply; the cellphone number used must match the contact number registered on your account). - Email Automated Request: EmailÂ
[email protected] with the exact subject line:ÂS [Your 13-Digit ID Number]. Leave the email body blank. - Virtual Assistant: Chat with Nedbank’s 24/7 digital assistant, Enbi, on the Money app or Online Banking portal for guided navigation.
Complaints
If you encounter disputes regarding settlement balance calculations, early settlement penalty periods, or delays in issuing ownership papers, follow the formal South African escalation procedure:
- First-line Resolution:Â Submit your complaint in writing toÂ
[email protected] or call customer support on 0860 879 900. Always request and keep a call reference number. - Nedbank Internal Escalation: If unresolved, escalate the matter to the Nedbank Client Complaints Helpline at 0860 444 000 or emailÂ
[email protected]. - Independent Ombud: If your dispute remains unresolved after internal review, escalate the issue to the National Credit Regulator (NCR) or the Ombud for Banking Services (OBS).
Fraud or escalation routes
Safety Warning: MFC and Nedbank will never ask you to reveal your online banking PIN, OTPs, or passwords over the phone, via SMS, or by email.
- Suspicious Settlement Details:Â Fraudsters frequently intercept invoices to alter bank account details. Always double-check bank account details on the official portal before making large transfers.
- Fraud Reporting: Report suspicious communications, phishing emails, or fraudulent account activity immediately to the Nedbank Fraud Line on 0800 555 111 or emailÂ
[email protected].
What to prepare before contacting
Having key information ready before contacting customer care speeds up processing and verification:
- Your 13-digit South African ID number or passport number.
- Your MFC Vehicle Finance Account Number.
- Vehicle details, including the vehicle registration number or VIN / chassis number.
- Proof of payment (if inquiring about an existing or recently deposited settlement payment).
- Current odometer reading (if requested for warranty or lease end conditions).
Related contact pages
To navigate adjacent banking, payment, and security contact pages:
- Banks Contact Pages
- Absa Contact Details
- Absa Complaints Contact Details
- Absa Fraud Contact Number
- Absa Head Office Contact Details
- Absa Lost Card Contact Number
- Stolen Phone Bank App Contact
FAQs
What is the safest way to find MFC settlements contact details?
The safest way is to visit the official Nedbank or MFC online portal (mfc.co.za) directly or access the Nedbank Money App. Avoid clicking external settlement payment links received via SMS or unverified emails.
What information should I prepare for MFC settlements contact details?
Have your 13-digit SA ID number, your active MFC vehicle finance account number, and relevant vehicle identifiers (such as your registration or VIN) ready. Make sure your cellphone number on record matches the phone you use to send SMS requests.
Is MFC settlements contact details available by phone, email or WhatsApp?
MFC provides phone support via 0860 879 900, email self-service via [email protected], and SMS self-service on 31795. WhatsApp or third-party messaging options should only be used when confirmed on the live official website (mfc.co.za).