Banking & Finance · Contact details
Absa Home Loans Contact Details
The Absa home loans contact number is 0860 111 007, or +27 11 501 5048 from outside South Africa. For general Absa home loan account enquiries, email home@absa.co.za; new applications go to propertyhub@absa.co.za. If you are battling to make your bond repayments, contact the repayment team on 0861 222 272 or +27 11 221 0200 internationally. Every detail below was read from Absa’s home loan pages on absa.co.za on 14 September 2026.
Absa home loans contact details at a glance
| What you need | Contact |
|---|---|
| Home loans and bond enquiries | 0860 111 007 |
| Home loans from abroad | +27 11 501 5048 |
| General home loan account enquiries (email) | home@absa.co.za |
| Home loan applications (email) | propertyhub@absa.co.za |
| Battling to make repayments | 0861 222 272, +27 11 221 0200, bondrs@absa.africa |
| Track a home loan application | “Track application” on Absa’s home loan page (xdnt.absa.co.za) |
| Home Loan Protector insurance | 0860 227 253, lifesales@absa.co.za |
| International mortgages | +27 (0) 11 501 5072, internationalmortgages@absa.co.za |
| Offers on a HelpUSell property sale | privatesales@absa.co.za |
| Homeowner’s comprehensive insurance | 0860 100 876, adminhoc@absa.co.za |
| Life insurance linked to the home loan (Absa Life) | 0860 227 253, polserv@absa.co.za |
| Complaints (Complaint Resolution Suite) | 0800 41 41 41, actionline@absa.co.za |
| Fraud hotline | 0860 557 557 |
Absa home loans contact number and department
For applications, existing bonds and bond cancellations, use 0860 111 007. Absa prints this number on its home loan product, home loan management and bond cancellation pages. Absa’s home loan page also offers a call-back option so that a property expert can call you back. Have your home loan account number available when contacting the department.
Absa publishes one national home loans line rather than separate Johannesburg, regional or branch-level numbers, including for branches such as Vincent Park, Maponya or Somerset. Its Talk to Us directory gives 0860 111 007 and home@absa.co.za for home loans. For international mortgages, use +27 (0) 11 501 5072 or internationalmortgages@absa.co.za. Absa’s head office is at Absa Towers West, 15 Troye Street, Johannesburg, Gauteng, 2000.
Absa home loans email addresses
The Absa home loans email for general account enquiries is home@absa.co.za. Questions about a new home loan application go to propertyhub@absa.co.za. Absa separates these addresses by purpose rather than using one mailbox for every home loan query.
For repayment problems, Absa’s home loan page lists bondrs@absa.co.za, while its repayments page gives bondrs@absa.africa. Both appear on absa.co.za, and the repayments page is the more specific source for repayment arrangements. Insurance queries go to the relevant insurer: adminhoc@absa.co.za for homeowner’s comprehensive insurance and polserv@absa.co.za for life insurance.
Absa homeloans tracker and application status
To track an Absa home loan application that is already in progress, use the “Track application” option on Absa’s Understanding home loans page. It opens Absa’s tracker on xdnt.absa.co.za. Questions about an application can be sent to propertyhub@absa.co.za.
The absamyhomeownerjourney.co.za address is not linked from Absa’s home loan pages, so start from absa.co.za rather than a link you were sent.
Absa home loan calculator and pre-qualification
Absa’s affordability calculator and pre-qualification tool are on its Get pre-qualified for a home loan page at absa.co.za/personal/loans/for-a-home/get-pre-qualified-for-a-home-loan/. The tool can be used to calculate what you can afford before you shop.
Absa home loan statements, balance and account management
You do not need to call the home loan department to check your outstanding balance. In the Absa Banking App or on Absa Online you can manage several parts of the account.
- check your home loan balance and view your transaction history
- view your home loan account details and see how much your next repayment is
- download your statements
- manage your debit orders
- transfer money between your home loan and your Absa transactional account, and access your FlexiReserve
- view and log homeowner’s insurance claims
Absa says the Banking App and Absa Online are free to use. Home loan statements can be downloaded through either service. Absa’s home loan pages do not mention a home loan tax certificate specifically, so request it on 0860 111 007 or at home@absa.co.za.
Change banking details for an Absa home loan
To change the account from which your bond repayment is collected, manage your debit orders in the Absa Banking App or on Absa Online, or call 0860 111 007. Extra payments can also be made from the app at any time. Absa’s “Save on interest” guidance explains how paying more each month shortens the loan.
Absa does not publish a general bank account for home loan payments on these pages. Be wary of any email or letter that tells you Absa’s banking details have changed. Confirm the details yourself by calling 0860 111 007 before you pay, and report suspected fraud on 0860 557 557.
Access funds from your Absa home loan
In the Banking App or on Absa Online you can transfer cash between your home loan and your Absa transactional account, access FlexiReserve and make extra payments. Absa ReAdvance lets you access your available funds within 48 hours after approval. A Further Advance uses your home’s current market value. For both, call 0860 111 007 or email propertyhub@absa.co.za. See Absa FlexiReserve contact details.
Absa home loan cancellation
If you are selling your home or settling the loan early, Absa gives two cancellation notice options. Both can be submitted in the Banking App, on Absa Online, or by calling 0860 111 007.
- 90-day cancellation notice: you are charged interest on the outstanding balance only for the relevant number of days.
- Immediate cancellation notice: you are charged early termination fees plus interest on the outstanding balance for up to 90 days.
In both cases Absa calculates the outstanding balance and appoints a cancellation attorney, whose fee you pay directly. The balance is settled by guarantee, and your attorney lodges the cancellation at the deeds office. Any Absa FlexiReserve facility is suspended once the guarantees are issued.
If your home loan is already paid up, cancel it at a branch or on 0860 111 007 to get your title deed. Absa charges no bank fees for this, but the attorney’s fees still apply. Keep your homeowner’s and life cover in place until the cancellation is complete. If those premiums are paid from your home loan account, call Absa Life on 0860 227 253 and Absa Insurance Company on 0860 100 876 to arrange new payments. For an Absa home loan settlement figure and bond cancellation, see Absa bond cancellation contact details.
Absa home loan insurance contact numbers
Absa’s home loan pages refer to two kinds of cover linked to a bond: homeowner’s comprehensive insurance on the building, and life insurance through Absa Life. Whether your own loan carries either depends on your agreement, so check your home loan documents or ask on 0860 111 007.
For life insurance linked to the home loan, contact Absa Life on 0860 227 253 or polserv@absa.co.za. Homeowner’s comprehensive insurance is handled on 0860 100 876 or adminhoc@absa.co.za. Home Loan Protector insurance is on 0860 227 253 or lifesales@absa.co.za.
Absa home loan insurance claims
For a claim on homeowner’s comprehensive building insurance, call 0860 100 876 or email adminhoc@absa.co.za. Claims can also be viewed and logged in the Banking App or on Absa Online. See Absa insurance claims contact details.
Absa home loan payment arrangements and repayment problems
If you are struggling with repayments, Absa asks customers to contact it as soon as possible on 0861 222 272. The options listed on its repayments page include several ways of dealing with arrears or an unaffordable home loan.
- a plan to settle arrears in one month or over six months
- a reduced repayment for up to six months while a long-term solution is found, for home loans older than nine months
- extending the loan term, up to 360 months, with any arrears added to the outstanding balance
- HelpUSell, where Absa’s agents sell the property if you can no longer afford it, with a discount of up to 50% on any shortfall (terms apply); offers and proof of the buyer’s finance go to privatesales@absa.co.za
For a payment arrangement on home loan arrears, call 0861 222 272, or 011 221 0200 internationally, Monday to Friday 08:00 to 16:30 and Saturday 08:00 to 13:00. You can also email bondrs@absa.africa. Absa’s directory does not name a separate debt review desk for home loans. See Absa payment relief contact details.
Guide: Absa Payment Relief: How to Apply on a Home Loan or Vehicle Finance
Absa home loan complaints
If the home loans team does not resolve your problem, log a complaint with Absa’s Complaint Resolution Suite on 0800 41 41 41, weekdays 08:00 to 16:30, or at actionline@absa.co.za. Quote your home loan account number when making the complaint.
Absa Eco Home Loan
Absa’s Eco Home Loan is for Absa-approved EDGE-certified properties. It offers 0.25% off the variable rate and a rebate of up to 3% of the loan value, up to R55 000, paid in two 1.5% stages.
Frequently asked questions
What is the Absa home loans contact number?
The Absa home loans contact number is 0860 111 007. From outside South Africa, use +27 11 501 5048.
What is the Absa home loans email?
For general account enquiries, email home@absa.co.za. New home loan application queries go to propertyhub@absa.co.za.
How do I track my Absa home loan application?
Use the “Track application” option on Absa’s home loan page, which opens the tracker on xdnt.absa.co.za. Application questions can be sent to propertyhub@absa.co.za.
How do I get an Absa home loan statement?
Download your home loan statements in the Absa Banking App or on Absa Online. Absa’s home loan pages do not mention a home loan tax certificate specifically, so request it on 0860 111 007 or at home@absa.co.za.
How do I change banking details for my Absa home loan?
Manage the debit order in the Absa Banking App or on Absa Online, or call 0860 111 007. Absa does not publish a general bank account for home loan payments on these pages.
Who do I call for Absa home loan payment arrangements?
Call the repayment team on 0861 222 272, or 011 221 0200 internationally. The team is available Monday to Friday 08:00 to 16:30 and Saturday 08:00 to 13:00, and the email address is bondrs@absa.africa.
Is there credit insurance on Absa home loans?
Absa’s home loan pages refer to homeowner’s comprehensive insurance and life insurance through Absa Life. Whether your own loan carries either depends on your agreement, so check your home loan documents or ask on 0860 111 007.
How do I claim on Absa home loan insurance?
Homeowner’s comprehensive insurance claims go to 0860 100 876 or adminhoc@absa.co.za, or can be logged in the Banking App or on Absa Online.
Sources
- Absa Understanding home loans page (contact and email by purpose), absa.co.za/personal/loans/for-a-home/understanding-home-loans, read 14 September 2026
- Absa Managing my home loan, absa.co.za/personal/loans/for-a-home/managing-my-home-loan, read 14 September 2026
- Absa Trouble with repayments, absa.co.za/personal/loans/for-a-home/trouble-with-repayments, read 14 September 2026
- Absa Cancelling your bond, absa.co.za/personal/loans/for-a-home/cancelling-your-bond, read 14 September 2026
- Absa Talk to Us contact directory, absa.co.za/talk-to-us, read 14 September 2026 and 26 September 2026
- Absa Access funds from your home loan, absa.co.za/personal/loans/for-a-home/access-funds-from-your-home-loan, read 26 September 2026
- Absa Get pre-qualified for a home loan, absa.co.za/personal/loans/for-a-home/get-pre-qualified-for-a-home-loan, read 26 September 2026
- Absa Eco Home Loan, absa.co.za/personal/loans/for-a-home/eco-home-loan, read 26 September 2026